Richard H. Epstein

Consumer Protection

Richard H. Epstein | Sills Cummis & Gross P.C.

Yes, I know that it is called the New Jersey Consumer Fraud Act (the “CFA”).[1] Notwithstanding the nomenclature, the CFA has been applied to business-to-business transactions. The result is predictable: plaintiffs in business-to-business disputes are adding CFA counts and stretching...

Richard H. Epstein | Sills Cummis & Gross P.C.

They're back! Just like in the late 1980s, lender liability lawsuits are on the rise. Commercial borrowers who cannot meet the terms of their loan - or who do not qualify for funding - are asserting: "It's the bank's fault." Can lenders stop these claims? No, since anyone with the capacity to pay...