Real Estate

Real Estate

Sheryl J. Willert, Daniel Brown | Williams Kastner

Editor: On April 1, 2011, the new Dodd-Frank Loan Officer Rules (Reg Z) took effect. Please describe the intent of the rules and their major provisions. Willert: The Regulation Z changes had multifaceted intent but generally sought to set the industry on the right path after the loan...

Real Estate

Joshua N. Howley | Sills Cummis & Gross P.C.

On August 29, 2011, the New Jersey Supreme Court issued an opinion in Gonzalez v. Wilshire Credit Corp., 207 N.J. 557, 25 A.3d 1103, 2011 N.J. LEXIS 931 (2011) that all New Jersey mortgage lenders should read. In sum, the Court held that the consumer-friendly New Jersey Consumer Fraud...